It’s Time to Give Your Investment Portfolio a Checkup

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Author: Jeremy K. Kuhlen, CFP®, CRPS®, AIF®  Managing Director – Private Client Practice,CapGroup Advisors, LLC

The stock market closed at another all-time high recently. Since 2008 the news has been filled with deficits, fiscal cliffs, spending cuts, issues in Europe and a whole host of other forecasts that the U.S. and world markets would be in for a long downward spiral.  Instead, gold (the typical safe haven for naysayers) is plummeting and stocks are setting new highs on a consistent basis. Most investors are left to wonder “what’s happening?”

Rather than try and predict which way the markets are headed, you should use this opportunity to closely reexamine your investment strategy and portfolio. In 2007, the last time markets were near current levels; most investors did not consider the risks in their portfolio and suffered tremendously during the 2008 crisis.

So, now’s the perfect time, while markets are strong, to give your portfolio a checkup and get a second opinion. Doing so, will allow you to confirm you are allocated prudently and allow you to realign your strategy from a position of strength.

Ask yourself, is my current portfolio:    

  • still appropriate for my goals, risk tolerance and time horizon?
  • positioned to achieve my required returns or desired returns?
  • diversified globally across a wide range of asset classes?
  • flexible enough to help protect against major market downturns?

Answering these questions now, while markets are strong, should be part of your process to consistently fine-tune your overall financial strategy. If you are interested in having an investment portfolio check up, please contact your Keiter team to get started.

Source: CapGroup Advisors, LLC |

About the Author

Keiter CPAs is a certified public accounting firm serving the audittax, accounting and consulting needs of businesses and their owners located in Richmond and across Virginia. We focus on serving emerging growth businesses and companies in the financial servicesconstructionreal estatemanufacturingretail & distribution industries and nonprofits. We also provide business valuations and forensic accounting servicesfamily office services, and inbound international services.

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The information contained within this article is provided for informational purposes only and is current as of the date published. Online readers are advised not to act upon this information without seeking the service of a professional accountant, as this article is not a substitute for obtaining accounting, tax, or financial advice from a professional accountant.


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