Life Insurance as an Asset Class

By Keiter CPAs

Life Insurance as an Asset Class

It is our goal as tax and accounting advisors to go beyond traditional tax preparation and identify tax savings and planning opportunities for each of our clients. With that in mind, we are sharing an article by Eric Hieber, principal at BCG Companies. Eric shares his insights on using life insurance as an asset diversification strategy.  We hope you find this article informative and if you would like to learn more about life insurance planning, please contact your Keiter representative or Email | 804.747.0000.

Life Insurance as an Asset Class

With so much uncertainty around tax regulations and a truly global financial marketplace, everyone seems to have an opinion about what markets will do and what clients should do with their hard-earned assets. In some cases, the goal is to minimize investment risk and protect income, in others it is to mitigate income taxes and other strategies are designed to grow assets outside of the estate and avoid estate taxes. Through a combination of attractive tax treatment and unique risk/return characteristics, a properly-structured life insurance portfolio can complement a client’s long-term investment strategy. Access full article.

About BCG Companies In 1988, BCG was founded on a simple premise: Serve the specialized insurance needs of affluent families and corporations.

Eric Hieber, Principal Eric oversees the case design team and is responsible for managing client relationships in both the wealth transfer/estate planning and nonqualified executive benefit planning markets. In addition, he works directly with our clients and their advisors to design, implement and administer customized plans to meet their specific needs.

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About the Author

Keiter CPAs

Keiter CPAs

Keiter CPAs is a certified public accounting firm serving the audittax, accounting and consulting needs of businesses and their owners located in Richmond and across Virginia. We focus on serving emerging growth businesses and companies in the financial servicesconstructionreal estatemanufacturingretail & distribution industries and nonprofits. We also provide business valuations and forensic accounting servicesfamily office services, and inbound international services.

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The information contained within this article is provided for informational purposes only and is current as of the date published. Online readers are advised not to act upon this information without seeking the service of a professional accountant, as this article is not a substitute for obtaining accounting, tax, or financial advice from a professional accountant.


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